Earn Cashback at Local Businesses
No coupons. No apps. Just pay with your linked card and earn automatic cashback at participating local businesses.
How It Works for Consumers
Link Your Card
Securely add your debit or credit card in seconds. Only the first 6 and last 4 digits are stored.
Shop with Your Card
Pay normally at any participating business. No coupons to scan, no apps to open.
Cashback Auto-Deposited
Cashback is calculated automatically and added to your wallet. Withdraw via PayPal when ready.
See What You Could Earn
Real spending. Real cashback. No guessing.
Your Weekly Cashback
Based on 5% average rate
Coffee & Lunch
when you spend $25
Weekly Groceries
when you spend $80
Dinner Out
when you spend $60
Yearly total
Cashback you could earn in a year
Earn Cashback at Local Businesses
Four reasons to start earning today
Automatic Cashback
Link your card once. Earn cashback automatically every time you shop at a participating business.
No Coupons Needed
Forget clipping coupons or scanning QR codes. Your cashback is earned seamlessly.
Easy Withdrawals
Withdraw your earned cashback via PayPal once you reach the minimum balance.
Refer & Earn
Refer friends and local businesses to Bloom and earn bonus points.
Why Bloom Works for You
Built for people who love local
Secure by Design
Bank-level encryption. We only store the first 6 and last 4 digits of your card — never the full number.
Seamless at Checkout
The Bloom app works behind the scenes. Just pay with your linked card — no QR codes to scan, no extra steps at checkout.
Real Cash, Real Fast
Withdraw your cashback via PayPal. No gift cards, no points — just real money in your wallet.
Discover Local Gems
Find cashback partners near you with our interactive map.
- Interactive map with green markers for cashback partners
- Filter by category, distance, and cashback percentage
- Search and sort to find the best deals
Take Bloom With You
Install Bloom on your phone for quick access to offers, businesses, and your cashback wallet.
- Install to your home screen — works like a native app
- Get push notifications when new offers drop
- Works offline with cached data
Questions? Answered.
Everything you need to know before joining Bloom.
Is my card data secure?
Absolutely. We use bank-level 256-bit encryption and only store the first 6 and last 4 digits of your card — never the full number. Your transactions are matched securely via tokenized fingerprints.
How do I withdraw my cashback?
Once you reach the minimum balance, request a payout through the app and we'll send it to your PayPal account. For security, cashback from each transaction is frozen for 30 days to protect both users and businesses. After that period, your funds are available to withdraw anytime.
Which businesses participate?
Bloom partners with local restaurants, cafes, grocery stores, and shops in your community. Use our interactive map to discover cashback partners near you — and the network grows every week.
Is Bloom really free for consumers?
100% free. No subscription fees, no hidden charges, no credit card required to sign up. We earn through a small platform fee paid by participating businesses.
Still have questions?
Our team is happy to help. Reach out and we will get back to you within 24 hours.
Grow Bloom. Earn Rewards.
Bloom rewards the people who help our network grow. Share your link, bring others in, and earn points you can redeem for community rewards.
Share Your Link
Every Bloom member gets a unique referral link. Share it with friends, local businesses, or community organizations.
They Join & Bloom
When someone signs up through your link and starts using Bloom, the connection is tracked automatically.
You Earn Points
Earn points for every successful referral. More valuable connections earn bigger rewards.
Redeem for Rewards
Convert your points into community rewards — local perks, exclusive offers, and more. The more you share, the more you earn.
Ready to bloom?
Discover local businesses, link your card, and earn automatic cashback — no coupons, no extra steps, just pay with your card.