Earn Cashback at Local Businesses

No coupons. No apps. Just pay with your linked card and earn automatic cashback at participating local businesses.

Get Started — It's Free

No cost. No coupons. No apps. Just pay with your linked card and earn automatic cashback. It really is that easy.

Free to joinNo credit card needed2-min setup
5% Cashback
Avg. reward
How It Works

How It Works for Consumers

Consumer Wallet
01

Link Your Card.

Securely add your debit or credit card in seconds by providing only the first 6 and last 4 digits.

02

Shop with Your Card.

No coupons to scan, no app to open. Earn the cashback and still get treated like a full-paying customer.

03

Cashback Auto-Deposited

Cashback is calculated automatically and added to your wallet. Withdraw via PayPal when ready.

Only You Know You're Saving

No savings pass to buy, no coupon to present, no QR code to scan, no feeling cheap. Just pay the way you normally would.

See What You Could Earn

Real spending. Real cashback. No guessing.

Your Weekly Cashback

Based on 5% and 20% category rates

mixed rates

Groceries

when you spend $150

~$0.00

Home Goods

when you spend $80

~$0.00

Hotels

when you spend $100

~$0.00

Gas

when you spend $60

~$0.00

Restaurants

when you spend $120

~$0.00

Entertainment

when you spend $80

~$0.00

Yearly Cashback

Cashback you could earn in a year

~$0

Earn Cashback at Local Businesses

Four reasons to start earning today

Automatic Cashback

Link your card once. Earn cashback automatically every time you shop at a participating business.

No Coupons Needed

Forget clipping coupons or scanning QR codes. Your cashback is earned seamlessly.

Easy Withdrawals

Withdraw your earned cashback via PayPal once you reach the minimum balance.

Refer & Earn

Refer friends and local businesses to Bloom and earn bonus points.

Why You're Gonna Love Bloom

Bloom is built for the people and places you care about.

Friends

Help your friends save and earn too. Their referrals grow the network, so you end up with more places to save.

Businesses

Shopping local keeps roughly 68 cents of every dollar in your community, and gives the neighbourhood its character.

Communities

Help attract visitors who stay longer, and make the place better to live in for the next generation.

Discover Local Gems

Find cashback partners near you with our interactive map.

  • Interactive map with green markers for cashback partners
  • Filter by category, distance, and cashback percentage
  • Search and sort to find the best deals
Businesses Map
Consumer App Download Banner

Take Bloom With You

Install Bloom on your phone for quick access to offers, businesses, and your cashback wallet.

  • Install to your home screen — works like a native app
  • Get push notifications when new offers drop
  • Works offline with cached data

Questions? Answered.

Everything you need to know before joining Bloom.

Is Bloom really free?

Yes. Bloom is 100% free for consumers — no subscription fees, no hidden charges, no upfront cost, and no credit card required to sign up. We earn through a small platform fee paid by participating businesses.

How do I withdraw my cashback?

Simply request a payout and we'll send it to your PayPal account.

Is my card data secure?

Absolutely. We use bank-level 256-bit encryption and only store the first 6 and last 4 digits of your card — never the full number. Your transactions are matched securely via tokenized fingerprints.

Bloom works with all types of businesses

Bloom works with all types of businesses — restaurants, cafes, grocery stores, shops, and more. Use our interactive map to discover cashback partners near you — and the network grows every week.

How can I get Bloom in my area?

If you don't see your community yet, you can refer a local business or community organization. The more people who express interest, the faster Bloom can come to your area.

How do I refer businesses I already shop at?

Use your unique referral link in the Bloom app to invite any local business. When they join, you'll earn points and help grow the network.

Still have questions?

Our team is happy to help. Reach out and we will get back to you within 24 hours.

Grow Bloom. Earn Rewards.

Bloom rewards the people who help our network grow. Share your link, bring others in, and rewards are on the way.

Share Your Link

Every Bloom member gets a unique referral link. Share it with friends, local businesses, or community organizations.

They Join & Bloom

When someone signs up through your link and starts using Bloom, the connection is tracked automatically.

You Earn Points

Earn points for every successful referral. More valuable connections earn bigger rewards.

Redeem for Rewards

Convert your points into community rewards — local perks, exclusive offers, and more. The more you share, the more you earn.

5 pts per consumer10 pts per business100 pts per community1 pt per $10 spent

Ready to bloom?

Discover local businesses, link your card, and earn automatic cashback — no coupons, no extra steps, just pay with your card.